EPC – What Are The Changes for Landlords?
There are some huge changes that will affect all homeowners and we believe it is important to be as prepared as possible. In 2018, EPC requirements changed for landlords through the introduction of a minimum energy rating of ‘E’ or above for new tenancies. Now, this rule applies to all tenancies, not just new ones. In 2021, […]
UK Mortgage For US Resident. Purchase of Residential Prime London Flat for £2.3m and borrowing 85% loan to value
We often work with other professionals in our field and on this occasion Mesa had been introduced to this client through another broker that we had worked with on numerous mortgages in the past. As always there were the initial speed bumps to overcome and the problems on this case were included – > The […]
Surrey Property Purchase For Director Of South African LTD Company
One market that is extremely disjointed and complex in the UK is using international or foreign income to service UK mortgages. It is so important for international clients to get the correct advice and find an adviser that really understands the market for them. There are lenders that charge clients over 5% for this type […]
Self Employed Interest Only Mortgage At 80% Loan To Value on £1,700,000 Purchase
There are lenders in the market that are excellent at providing mortgages for limited company directors, and this case is a prime example. We were initially introduced to this client around 18 months ago to look at their options. On the initial introduction the client had already exchanged with a delayed completion adding some extra […]
Large BTL Remortgage at 70% Loan To Value For Singaporean Resident
We currently work with many professional introducers. When working with introducers the key to building the relationship is to be able to offer their clients solutions that they can not obtain elsewhere. This is the first time we have worked with this particular introducer and we look forward to future deals. The client was initially […]
Case Study – Purchase of a £3,550,000 Property With A 85% Interest Only Mortgage, Exchanged in 4 weeks
Case Study – Purchase of a £3,550,000 Property With A 85% Interest Only Mortgage, Exchanged in 4 weeks The most important thing when looking at borrowing for high net worth clients is the structure of the debt. The second most important thingis being able to deliver in a timely manner, so we believe this case […]
Purchase of a £2.35m Kensington apartment for a US national/US resident couple – Case Study
Purchase of a £2.35m Kensington apartment for a US national/US resident couple – Case Study We previously had two clients introduced to us through one of our partner estate agents. The agent was acting for the buyer on a transaction in which they wanted to purchase a basement apartment for their daughter. They already owned […]
